> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://beta-docs.payabli.com/user-guides/pay-in-transaction-basics/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://beta-docs.payabli.com/_mcp/server.

# Make transactions from the UI

There are many ways to initiate transactions from within the Payabli UI. This guide explains how to create transactions from the UI, including one-time payments and charging customers again.

> **Note**
>
> Some payment options are available only at the paypoint level or the organization level. Availability is noted in each section by the audience badge:
>
> *Partner* means that the feature is available to organization-level users, and *Paypoint* means that the feature is available to paypoint-level users (merchant users).

## Create a one-time payment from the dashboard

You can create a one-time payment for a customer from the a paypoint using the Virtual Terminal.

1. While logged in to a paypoint, navigate to **Actions > Accept Payment**. This opens the Virtual Terminal.
2. Fill out the payment information.
3. Click **Review & Pay** to complete the transaction.

> **Note**
>
> If you are logged in to a paypoint and don't see the **Actions > Accept Payment** option, you may be missing permissions. Contact your admin for help.

## Create a one-time payment from a customer record

This section explains how to create a one-time payment from within a customer record in the Payabli UI.

To access the customer record, navigate to **Money In > Customers**. From here, you can create a payment directly from any customer's record by following these steps:

1. Locate the target customer record and click the three-dot icon in the **Action** column.
2. Select **Create Payment** from the menu to open the *Create Payment* panel.
3. Specify the operation type (**Sale** or **Authorize or "Capture Later"**).
4. Enter the payment **amount** and a **description** in the appropriate fields.
5. (Optional) Enter an invoice number.
6. Enter the customer's payment information by either selecting a stored payment method or entering new payment information.
7. (Optional) Check the **Save payment details for future use** box to store the payment method.
8. (Optional) Add any relevant notes to the payment record.
9. Click **Review & Pay** and follow the prompts in the modal to complete the transaction.

## Charge a customer again

The Charge Again option allows you to run an existing transaction a second time. This guide explains how to charge a transaction again in the Payabli UI.

To charge a transaction again from the UI, navigate to **Money In > Reports > Transactions**, then follow these steps:

1. Locate the target transaction record and click the three-dot icon in the **Action** column.
2. Select **Charge Again** to open the *Charge Again* panel.
3. Select the operation type:
   * **Sale** to process the transaction immediately
   * **Authorize or "Capture Later"** to authorize the transaction and reserve the funds for processing later
4. Enter the transaction details:
   * Payment **amount**
   * Transaction **description**
   * Catalog item or create a one-time item. If the item isn't found in your catalog, you must either select **Add a One-Time Item** or **Add Item to Catalog** to proceed.
5. (Optional) Enter an invoice number.
6. Enter the payment information. Either select a stored payment method or enter new payment information.
7. (Optional) Check **Save payment details for future use** to store the payment method.
8. (Optional) Add notes to the payment record.
9. Click **Review & Pay** and follow the prompts in the modal to complete the transaction.

The transaction is processed immediately if you selected **Sale**. If you selected **Authorize or "Capture Later"**, the transaction is authorized and reserved for processing after you capture it.

> If you're a software company, you're a payments company™